Most Arizona ESA parents now report reimbursement requests sitting in “submitted” status for 30–60 days, and some wait longer than two months, especially if they do not have a debit card option. That delay can disrupt tuition payments, therapies, and curriculum plans if families are not prepared. ⭐ Why are

Families using Arizona’s ESA program are reporting something they did not plan for: funds sitting in ClassWallet for weeks while kids wait for textbooks, therapy tools, or online classes. The delays are real, and they are more than just an annoyance for most households.​ ⭐ What’s actually causing the delays?

Most Arizona ESA purchases now go through instantly, but only a small slice still needs pre-approval or deeper manual review later. Understanding that line—auto-approved vs. scrutinized—is the key to avoiding surprise repayments or account holds. Why auto‑approval matters Since late 2024, Arizona ESA moved to a “pay first, audit later”